Thursday, December 23, 2010

Why not to marry?

Ok then. Here's the most awaited blog, post my marriage. Apologies for the delay, to those who got married in the mean time.
There's been much written/talked on this topic before and I won't repeat the theory. I am writing based on my personal experience.
So, here goes the list:
- You get home-cooked food for lunch (at office); otherwise you would have got the luxury of eating the "delicious" canteen food; or better, the healthy snack at McD.
- You can no longer keep wearing the same clothes until the color changes.
- You can no longer ignore wishing birthday/anniversary to relatives/friends; now even the fufaji of your mamiji's brother gets a birthday call!
- YOU HAVE TO BATH EVERYDAY!
- You have to start saving; and you can no longer spend at leisure
- You can no longer sleep the whole day and stay awake the whole night (I miss those days when I used to pull all nighters and complete 1-2 seasons of PB, 24 ..!)
- Your get poorer on stress level and burdened with happiness

And there are many more cons; but then this is the only life long relation that's not joined by blood but still holds you stronger. The feeling of love and togetherness that you get in return is truly priceless; and you won't get a costlier-priceless thing in the world. So go, get it.

And correction on the title of the post; it should be "Why not? Go n get married."

Saturday, December 18, 2010

Another one of those "I am back" blogs

Some learnings from other blogs/articles/personal experiences etc.:
- Don't invest in ULIP- buy a term plan and a pure investment product instead. ULIPs just charge you extra for bringing both the feature together.

- If you have recently bought a Broadband data card and somehow the Broadband mode is not working (and you are ignorantly using hybrid mode instead), call up the Call-Centre now to get the Broadband activated plus ask them to increase your validity equal to the extent of gap. (Based on experience with MTS data card; got the mode changed after a heated battle of 5-6 days, fingers crossed for validity extension)

- Tata Swach is a cheap purifier. But beware, the battery (which gets exhausted in 2-3 months) is a scarce commodity; you won't get it from anywhere but rather have to purchase a new set of purifier. (The purifier costs 1000/- and the battery 250/-).
I had to buy a new one; though, I have tried Aqua Sure this time (cost 2300, one battery free).

-Electronic Gadgets on EMI, at no extra cost: Very lucrative, but don't end up buying electronic items just because there's this cheap EMI option available. On the face of it, the option looks a good bargain; but then take a step back and understand why companies are foregoing the time value of money.
Simple! The value of electronic items go down with time and go down more than the value of money. Hence, you are being lured to buy that LCD 1 year before you actually want to buy and more importantly at today's price (which would be any ways greater than the price 1 year hence). Got the deal?
But if you are planning to buy a gadget, do look out for these EMI deals as it would be cheaper. Buy if you had planned and not because there's an EMI deal.

More reviews/watch outs coming up