Another one of those "I am back" blogs

Some learnings from other blogs/articles/personal experiences etc.:
- Don't invest in ULIP- buy a term plan and a pure investment product instead. ULIPs just charge you extra for bringing both the feature together.

- If you have recently bought a Broadband data card and somehow the Broadband mode is not working (and you are ignorantly using hybrid mode instead), call up the Call-Centre now to get the Broadband activated plus ask them to increase your validity equal to the extent of gap. (Based on experience with MTS data card; got the mode changed after a heated battle of 5-6 days, fingers crossed for validity extension)

- Tata Swach is a cheap purifier. But beware, the battery (which gets exhausted in 2-3 months) is a scarce commodity; you won't get it from anywhere but rather have to purchase a new set of purifier. (The purifier costs 1000/- and the battery 250/-).
I had to buy a new one; though, I have tried Aqua Sure this time (cost 2300, one battery free).

-Electronic Gadgets on EMI, at no extra cost: Very lucrative, but don't end up buying electronic items just because there's this cheap EMI option available. On the face of it, the option looks a good bargain; but then take a step back and understand why companies are foregoing the time value of money.
Simple! The value of electronic items go down with time and go down more than the value of money. Hence, you are being lured to buy that LCD 1 year before you actually want to buy and more importantly at today's price (which would be any ways greater than the price 1 year hence). Got the deal?
But if you are planning to buy a gadget, do look out for these EMI deals as it would be cheaper. Buy if you had planned and not because there's an EMI deal.

More reviews/watch outs coming up